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Luz María
Luz, 49, describes herself as an enterprising, happy, hardworking and very responsible woman. She lives with her three children in Ibarra.

Luz works in a stand selling Herbalife products. She also uses these products to make blended drinks for customers as a way of earning income. Luz has been in this business for 12 years. She now needs to increase business because she constantly must buy products so that her business will continue making progress and this is why she’s asking Fodemi for a loan to buy Herbalife products like F1 mix, tea, aloe, calcium; she needs to buy 15 jars of each.

Luz dreams with her business growing and that in the future it becomes a business selling natural remedies and to earn good income with which she wants to build a house of her own.
View original language description ↓
Luz es una señora de 49 años, que se describe como una persona emprendedora, felíz, trabajadora y muy responsable. Luz vive con sus tres hijos en Ibarra.

Luz trabaja en un puesto de venta de productos de herbalife, también utiliza estos productos para preparar batidos para los clientes y de esta manera obtener ingresos económicos, Luz se ha dedicado en este negocio por 12 años, actualmente Luz necesita incrementar su negocio debido a que tiene la necesidad de comprar constantemente productos para que su negocio siga prosperando es por eso que solicita un crédito a Fodemi con el objetivo de invertir en la compra de productos de herbalife como batidos f1, té, aloe, calcio, necesita comprar 15 frascos de cada uno.

Luz sueña en que su negocio crezca y que en un futuro sea un negocio de venta de medicina natural y obtener buenos ingresos con los cuales quiere construir su propia casa.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Luz María to buy Herbalife products.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 19, 2012
Currency Exchange Loss:
Dec 27, 2013