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Unión De Amigas Group
In this Group: Rina Blanca, Luisa, Maria Mabel *, Yessica Anahi, Olga , Nora Sariel, Valery, Mayra Lisset
* not pictured
The “Unión de Amigas” (Unity of Girlfriends) communal bank will start its first cycle in Pro Mujer as part of the Santiago II Focal Center. It has 8 members led by a governing board whose president is Rina. The members carry out a variety of businesses among which are the sale of ‘tucumanas’ [turnovers], clothing sales, cosmetics sales, beauty salon, canned goods sales, book sales, home appliance sales and hardware sales.

They will take out the loan to benefit small businesswomen. Rina’s one of them and she indicates that this is her first time joining Pro Mujer thanks to an invitation from one of the institution’s promoters who visited her at home. She currently has a hardware store she opened years ago with the purchase of construction materials.

The loan she’ll take out now is to increase capital. She will buy paint from suppliers and then resell in her shop. This way of working allows her to support her family since she’s married and has five children. When asked what she likes about Pro Mujer she answers that she likes the credit training and the health services.

(María does not appear in the photo because she was at a clinic appointment.)
View original language description ↓
La A.C. “UNIÓN DE AMIGA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Rina es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de tucumanas, venta de ropa, venta de cosméticos, salón de belleza, venta de conservas, venta e libros, venta de electrodomésticos, ferretería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rina es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución quien fue a visitarla a su casa. En la actualidad ella tiene un negocio de tienda de ferretería, que emprendió hace años con la compra de materiales de construcción.

El crédito que ahora sacará es para el aumento de capital (compra de pinturas) que comprará de las empresas distribuidoras y posteriormente lo distribuirá en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia pues ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.

En la fotografía no esta presente la señora María pues fue a consulta médica.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 203
    View loans »
    Bolivia Loans Fundraising
  • $31,401,400
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Unión De Amigas Group's $3,200 loan helped a member to buy paint.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 27, 2012
Listed
Sep 19, 2012
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2013