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Sedjro Group
In this Group: Adandé Jules, Pascaline, Rosette
The Sedjro group is composed of three members working in the same zone. The group’s representative, Adandé Jules (the one raising his hand in the photo) is 28 years old and single. Adandé Jules has left school at the secondary level. Adandé Jules lives alone and supports himself. In order to do so, he has been selling cereals (corn, sorghum) in his region for three years. He stocks up in a region of Benin. With the goal of meeting customer demand, Adandé Jules, together with the other members of the Sedjro group, is seeking his first loan. This loan will allow the group members to better meet demand and to increase their revenues.
View original language description ↓
SEDJRO est un groupe de trois personnes, dont les membres exercent leurs activités dans la même zone. Le représentant du groupe, Adandé Jules (dont la main est levée sur la photo), est âgé de 28 ans et est un célibataire. Adandé Jules a arrêté l’école au niveau secondaire. Adandé Jules vit seul et assure seul ses divers besoins. Pour ce faire, il y a près de trois ans que Adandé Jules mène comme activité la vente des céréales (maïs, sorgho) dans sa région. Adandé Jules s’approvisionne dans une région du Bénin. Dans la quête de la satisfaction de sa clientèle, Adandé Jules sollicite un premier crédit ensemble avec les autres membres du groupe SEDJRO. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 513.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sedjro Group's $550 loan helped a member to buy cereals (corn, sorghum).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2012
Listed
Sep 13, 2012
Currency Exchange Loss:
Possible
Ended:
May 20, 2013