Mariscal Intocables Group
This loan program helps micro businesses like the one Juana is a member of. She says this is the first time she has worked with Pro Mujer, to which she was introduced by an institution representative who visited her home. She currently weaves blankets, which she learned by helping her mother. Later, Juana started her own business.
The loan will provide increased capital to buy wool, which Juana will purchase from wholesalers. After weaving the wool, she will fill her customer orders. This work lets Juana earn income to help her family; she is married and has a son. She says she likes the training in credit and health issues she receives from Pro Mujer.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución quien fue a visitarla a su casa. En la actualidad ella tiene un negocio de tejido de mantas, que emprendió ayudando a su mamá de quien aprendió la técnica de tejido y posteriormente ella inicio su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que comprará de las comerciantes mayoristas y posteriormente a la elaboración lo distribuirá a pedido de las clientes. Esta forma de trabajo le permite generar recursos para apoyar a su familia pues ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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