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María Eugenia
Maria Eugenia has a business selling water, soda, juice and fruit located in one of the markets in the city of Leon. She has been doing this work for 15 years in order to provide for her family. She has two minor children for whom she is responsible. She leaves the house at 6:30 am, opens her business at 7:00 am and finishes work at 5:00 pm. She does this work from Monday to Saturday, on the same schedule. She began the business as a mobile street vendor, with money from her own savings. The loan that she is requesting through CEPRODEL is to buy soda, juice and fruit to sell to her customers who travel to the different municipalities in the city of Leon, and thereby earn more income and improve the standard of living for herself and her two children, who are 18 and 14 years old. Maria Eugenia's dreams are that her children will achieve professional careers and have their own homes.
View original language description ↓
María Eugenia posee un negocio de venta de agua, gaseosas, jugos y frutas ubicado en uno de los mercados de la ciudad de León, desde hace 15 años, ella realiza esta labor para llevar el sustento a su familia, tiene dos hijos menores que están bajo su responsabilidad. Sale de su casa de habitación a las 6:30 am abre su negocio a las 7:00 am y finalizando sus labores a las 5:00pm, este trabajo lo realiza de lunes a sábado en este mismo horario, Su negocio lo inicio de forma ambulante, el capital con que inicio fue producto de sus ahorro.

El crédito que solicita a CEPRODEL lo utilizara para comprar variedad de gaseosas, jugos, y frutas y ofertarles a sus clientes que viajan a los diferentes municipios de la ciudad de León, así obteniendo mayores ingresos y mejorar el nivel de vida tanto de ella como la de sus dos hijos de 18 y 14 años de edad.

Los sueños de la Joven María Eugenia es que sus hijos logren a coronar una carrera profesional y tener su propia vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped María Eugenia to buy soda, juice and fruit.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 19, 2012
Currency Exchange Loss:
May 17, 2013