Cristo Rey Group
The loan they’ll take out will benefit small businesswomen. Maira is one of the group members and this is her first time with Pro Mujer having been invited to join by a girlfriend who is a member of the institution. She currently has a business sewing backpacks. She comments that she started this business on her own initiative and is doing very well.
The loan she’ll take out now is to increase capital. She will buy fabric in street markets in the city of El Alto and then bring it to her shop to sell. This way of working makes it possible for her to support her family the best way possible since she lives together with someone. When asked what she likes about Pro Mujer, she responds that she likes the health training and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maira es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio de costura de mochilas; cuenta que este negocio lo emprendió por iniciativa propia y le esta yendo muy buen.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo instalará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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