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Theresa is married and has two children. Her husband works as a driver. For some years, Theresa has cooked and sold different kinds of food including rice, yam, banku, vegetable sauce, fried fish, and meat stew. She sells her food at Edukrom, near Cape Coast. Theresa uses her income to support her husband and help feed their children.

Theresa is requesting a loan to purchase bags of rice, maize, yams, meat, vegetables and other ingredients she needs to prepare her food. She will use the profit from her loan to acquire a location to serve her customers.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,950
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Theresa to purchase bags of rice, maize, yams, meat, vegetables, and other ingredients to prepare food.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Sep 16, 2012
Currency Exchange Loss:
Jan 15, 2013