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Phally's Group
In this Group: Phally, Sokhorm, Sophy
A 56-year-old married mother of three children, Phally lives in a rural area of the Sangke district of Battambang province. One of her three children is dependent on her and sometimes works for others for a fee to help generate income for the family. She has been involved in farming rice to support the family for thirty years, earning about 44,000 KHR per day to feed her family members. The main challenge for her paddy is flooding.

Phally has been with VisionFund for six cycles and completely paid back the past loans which have helped her relieve her family’s financial burden and improve their livelihood. Now she is leading her group with two other members to ask for a loan with VisionFund. Phally will use her portion to buy fertilizers and rice seeds for her farmland. She hopes this loan will enable her to make more healthy rice so as to gain more income to better her family's living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $35,445,525
    Funds lent in using Kiva
  • 4,055.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phally's Group's $750 loan helped a member to buy fertilizers and rice seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 14, 2012
Sep 16, 2012
Currency Exchange Loss:
Sep 17, 2013