Zoe, aged 45, is a mother of five children and is married. She lives in West Point; her husband is a carpenter. Her children are between the ages of nine and 28; three of them attend school, two are independent, and the oldest one is married. For the past eight years, she has been selling rice, palm oil, vita, coal, and onions at the community market, she learned to sell from her aunt, she is proud of her business because she earns her own income and helps her husband with the expenses of the home. She is requesting this loan to purchase more rice, palm oil, onion, coal, and vita for the business. Her plan for the future is to build a house.