Samir is 20 years old, married, and the father of one daughter. Samir has been a wheat farmer for the last 2 years, and he also raises livestock. Samir's wife supports him in farming. This is his first loan, which he spent on preparing land for planting wheat and the remaining amount on buying some livestock. He hopes to use the profit from the proceeds of this loan to expand his farming activity from small scale to commercial farming. He is a hardworking man who is determined to achieve his set goals.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.