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Carmelita
Carmelita is 54 years old and married, with fve children.

Carmelita works hard to provide for her family. She runs a general store in the Philippines. She has requested a PHP 26,000 loan through NWTF to buy items to sell, like shampoo and groceries, etc., in her general store.

Carmelita has borrowed -- and repaid -- 18 loans from NWTF before this loan. She has run her general store for 20 years, and she also earns an income from fish vending.

Carmelita aspires to save enough to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 897
    View loans »
    Philippines Loans Fundraising
  • $54,377,675
    Funds lent in using Kiva
  • 41.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Carmelita to buy items to sell in her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 31, 2012
Listed
Sep 15, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013