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María Monserrate
In the citadel of El Florón, the city of Portoviejo is the capital of Manabí which has been known for many years as the city of the real tamarinds, every two weeks the members of the ‘Rebirth’ Communal Bank get together.

Miss María Monserrate lives in this place, she is 20 years old, single and lives in her parents’ home. She is studying to be a cosmetologist in the University of Portoviejo.

Besides being a good student she has her own income that she uses to help pay for her education and also does beauty consultations and individual makeovers which she uses to practice of what she is studying. María does different types of work like hair dying, makeup, nails, and other jobs. She works everyday and when her customers require her services they call or go to her residence since she works from her home and does house calls as well. María has worked in this field for 5 years and has done very well.

This loan will be used to buy certain beauty tools that she needs for her work like, dyes and makeup. This is her sixth loan cycle with the communal bank and says that she likes it for the ease of getting loans.

Her dreams are to one day have a SPA and to finish her education.
View original language description ↓
En la ciudadela El Florón de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Renacer.

En este lugar vive la señorita María Monserrate, tiene 20 años de edad, está soltera y vive en la casa de sus padres. Estudia cosmetología en una Universidad de Portoviejo.

Ella además de ser una muy buena estudiante para obtener sus propios recursos y con esto ayudarse con los gastos de sus estudios, realiza trabajos de belleza y arreglo personal y así saca provecho de lo que está estudiando, realiza diversidad de trabajos, como tinturados, maquillajes, pintado de uñas, entre otros trabajos. Trabaja todos los días y cuando sus clientes requieren de sus servicios la llaman por teléfono o llegan hasta su casa ya que ella también realiza trabajos en su casa y a domicilio. Lleva 5 años dedicada a esta actividad y le va muy bien.

Este crédito lo va a emplear para comprar ciertas herramientas de belleza que necesita, tintes y cosméticos para su trabajo. Este es su sexto ciclo en el Banco Comunal y le gusta por la facilidad para conseguir los créditos.

Sus sueños son algún dia tener un SPA y terminar sus estudios.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped María Monserrate buy certain beauty tools that she needs for her work like, dyes and makeup.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 27, 2012
Listed
Oct 5, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013