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Magali Marlene
In the parish of San Pablo in the city of Portoviejo, the capital of Manabi, known for many years as the city of Royal Tamarind Trees, the communal bank Unión Y Solidaridad meets twice a month.

This is where Magali lives. She is 51 years old, married with three children. Two are adults and one is 16 years old. All her children live at home. The oldest is a professional and the other two are studying at school and university. Her husband is a bricklayer.

She is a very good mother who helps her children with school expenses by working, selling natural products from a North American brand and also selling imitation fur jewelry. She sells her products at home and also delivers. She has many orders from her clients as her merchandise is very good. She works every day, allowing her customers to pay by credit, and she collects every two weeks. She has three years experience and it is going well as she has very good customers buying her products month by month.

This loan will be used to buy natural products and costume fur jewelry. She has been a member of this communal bank since it began. She is the president and she likes it because of the benefits that the group receives.

Her dream is to see her children finish their education and to become good professionals.
View original language description ↓
En la parroquia San Pablo de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Unión Y Solidaridad.

En este lugar vive la señora Magali, tiene 51 años de edad, está casada y de esta relación tienen tres hijos, dos mayores de edad y uno de 16 años, todos sus hijos viven en su casa, el mayor ya es profesional y sus otros dos hijos estudian en Universidad y colegio. Su esposo es albañil.

Ella es una muy buena madre que para ayudar a sus hijos con los gastos de los estudios se dedica al comercio, ella vende productos naturales de una marca Norte Americana y también vende bisutería de visón, vende sus productos en su casa y también entrega a domicilio, le realizan muchos pedidos sus clientes ya que sus productos son muy buenos. Trabaja todos los días, deja a crédito a sus clientes y cobra cada quince días. Tiene tres años que se dedica a esta actividad y le va muy bien y ya cuenta con muy buena clientela que mes a mes le comprar sus productos.

Este crédito lo va emplear en comprar productos naturales y bisutería de visón. Está en el Banco Comunal desde el inicio, es la presidenta del mismo y le gusta por los beneficios que recibe del grupo.

Su sueño es ver que sus hijos terminen sus estudios y sean buenos profesionales.

About Ecuador

  • $10,200
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Magali Marlene to buy natural products and costume jewelry that she sells from home and also delivers so she can help her children pay school expenses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 27, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013