Barrio Lindo Group
The loan will support small businesses. Virginia tells us that she joined Pro Mujer three years ago, after receiving an invitation to join from a friend. She has a food business now. She helped her aunt start the business and joined in to operate it later.
Virginia will use the loan to buy the ingredients she needs (flour) to continue the business. She will buy the flour from a market in El Alto, use it to make "relleno" and sell what she makes from a market stall. The business provides her with the resources she needs to support her family. She is married and has three children.
When we asked Virginia what she likes about Pro Mujer, she told us that she likes the health and financial training the bank provides.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Virginia es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una amiga que al presente es socia de la institución. En la actualidad ella tiene un negocio de venta de rellenos; cuenta que este negocio lo emprendió por referencias de su Tía a quien le apoyo y posteriormente ella se involucro al mismo.
El crédito que ahora sacará es para el aumento de herramienta (compra de harina) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la preparación lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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