Unión Retama Group
The loan they will take will benefit small businesswomen like Martha. She has been a member of Pro Mjuer for three years, and she joined by invitation from a promoter of the institution who visited her at home. She currently has a business selling traditional skirts. She says that she undertook this business by recommendation from her cousin who taught her how to make them. Later she became involved in doing the same.
The loan that she will now take is to increase materials (to buy fabric) that she will get at the fairs in the city of El Alto. She will later set them up in the space where she sells them. This way of working allows her to generate resources to help her family as much as possible. She is in a common-law marriage, and she has two children.
When asked what she likes about Pro Mujer, she replied that she likes the health trainings and the loans.
In the photograph you can see our institution’s volunteer accompanying the group. Her name is Doris, and she is hugging one of our members.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de venta de enaguas; cuenta que este negocio lo emprendió por referencias de su prima quien le enseño la elaboración y posteriormente ella se involucro al mismo.
El crédito que ahora sacará es para el aumento de herramienta (compra de tela) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo instalará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones de salud y crédito.
En la fotografía se encuentra la voluntaria de nuestra institución acompañando al grupo ella es Doris quien esta abrazando a una de nuestras socias
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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