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Liliam Del Carmen

Update on Liliam Del Carmen

Sra. Liliam del Carmen is an enterprising and hard-working woman. She has operated a business selling new and used clothing for many years. She still has a corner shop, as well. She is applying for a loan that she will use to buy staple merchandise for resale.
View original language description ↓
La señora Liliam del Carmen quien es una mujer trabajadora y emprendedora quien tiene una pulpería, además comercializa ropa usada y nueva desde hace varios años. La meta de ella es aumentar su negocio por ello invertirá el crédito en granos básicos y ropa.

Previous Loan Details

Lilian is a very hardworking and enterprising woman. She has a small and modest corner market where she also sells clothing. She will invest the loan in various products for her two businesses, such as, milk, cream, and dresses, etc. She has two children for whom she works arduously and she hopes... More from Liliam Del Carmen's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 134
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Liliam Del Carmen purchase staple foods, milk, cream, and clothing.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 11, 2012
Oct 1, 2012
Currency Exchange Loss:
Apr 17, 2013