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El Halcón Group
In this Group: Cristiana Del Carmen, Miriam Del Socorro, José Isabel

Update on El Halcón Group

The group “El Halcon” consists of three hardworking and enterprising people. One of them is Miriam who makes her living selling fruits which she started 15 years ago. She started this business from the profits of her embroidery business and she grew it little by little.

The other members of the group are Crisitina who has sold fruits and vegetables for 30 years and Jose Isabel who sells tamales and fruit.
View original language description ↓
El grupo El halcón está conformado por tres personas trabajadoras y emprendedoras una de ellas es Miriam quien se dedica a la venta de frutas actividad que inicio hace 15 años. Ella inicio con las ganancias del bordado y luego poco a poco lo fue aumentando.
Los otros integrantes son Cristina quien desde hace 30 años vende frutas y verduras y José Isabel quien comercializa nacatamales y frutas.

Previous Loan Details

The group “El Halcón” (The Falcon) consists of Cristina del Carmen M., José Isabel Jiménez Díaz, and Miriam del Socorro Narváez. They are three hardworking, strong, and determined individuals who are in the business of selling fruits and vegetables based on the season. From the early morning ho... More from El Halcón Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Halcón Group's $900 loan helped a member to buy seasonal fruits to sell in her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 11, 2012
Sep 18, 2012
Currency Exchange Loss:
May 17, 2013