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Reyna Maria
Doña Reyna María operates a clothing sales business. Her husband is a construction worker and their combined income covers the family's expenses. They have three school-aged children, all living at home. Doña Reyna María is applying for a loan that she will use to buy wholesale supplies of used clothing. She says that buying in bulk is less expensive than buying clothing by the piece and she gets a wider selection too. For the future, she wants to build a sturdier house so her children have a decent place to live.
View original language description ↓
Doña Reyna María es una señora que se dedica a la venta de ropa usada, su esposo trabaja como albañil, de esa manera ambos se apoyan para salir adelante con sus tres hijos que van a clases los cuales necesitan el apoyo de ellos. Solicita el crédito para comprar una paca entera, ya que ella compra ropa de paca pero por piezas que le sale más caro y no les ofrece variedad a sus clientes. Su mayor sueño y como planes futuros es construir su casa de concreto con un buen techo para sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Reyna Maria to buy wholesale supplies of clothing for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 30, 2012
Oct 1, 2012
Currency Exchange Loss:
Jun 18, 2013