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Yolofo's Group
In this Group: Yolofo, Mabintou, Dioma, Khadidiatou, Satou, Sire, Mariama, Diabou, Mouskouta, Toure, Djikande, Fatoumata, Mouskouta, Kinne, Diontan*, Ndanki, Fatou, Amy, Mamanding, Siyabatou, Khady Yaya, Mouskeba, Aramata*
* not pictured
This is a group of 23 women who are very active members of the local Banc Villageois created on November 15, 2006. They are all from the same village and get along nicely. Their main activity is small trade.

Mrs. Yolofo (sitting at the far right in the photo) is the featured borrower for the group. She is a 50-year-old married mother of three children, two boys and a girl. She has been buying and selling smoked fish for over four years.

She will use this loan to stock up on smoked fish at the weekly markets and sell the merchandise at retail in her village and surrounding areas.

On average, it takes her two weeks to sell 65,000F Cfa worth of smoked fish. She often ends up with a net profit of 10,000F Cfa after subtracting all her expenses.

The profits earned through this activity will allow her to take over part of the daily expenses as well as her children’s tuition.
Ce groupe est composé de 23 femmes très actives dans ce banc villageois créé le 15 novembre 2006. Elles sont toutes issues du même village et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce.

Madame Yolofo (assis sur la chaise à l’extrême droite dans la photo) est emprunteuse vedette du groupe, âgée de 50 ans, elle est mariée et mère de 03 enfant (02 garçon et 01 fille).
Elle achète et revend du poisson fumé, une activité qu’elle fait depuis plus de 4 ans.

Avec ce prêt elle compte s’approvisionner au niveau des marchés hebdomadaires pour revendre en détaille dans son village et les villages environnants.
- Pour une somme de 65 000F Cfa de marchandise (poisson fumé) il lui faudra 02 semaines en moyenne pour l’écouler.
Elle se retrouve souvent avec un bénéfice net de 10 000F Cfa après déduction de toutes ses charges.

Les bénéfices de son activité lui permettront d’épargner et de prendre en charge une partie de la dépense quotidienne et la scolarité de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 47
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 512.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Yolofo's Group's $5,175 loan helped a member to buy smoked fish for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 28, 2012
Sep 12, 2012
Currency Exchange Loss:
Mar 15, 2013