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Francisco Javier

Update on Francisco Javier

Francisco is 52 years old. All of his family has been dedicated to farming for many years. He is married and his wife always is selling fruit harvested from their own farm. They work together with their children in their agricultural jobs. He has had some problems with the planting but he always manages to conquer the obstacles since he has planted varieties like banana, pineapple, pitahaya (dragon fruit) and others. He is requesting the loan in order to provide support to his farm by buying farming inputs like urea, fertilizers, ammonium sulfates, among other things. His goal is to plant each time more pineapples and pitahayas to obtain greater income and therefore be able to provide to the population a better production.
View original language description ↓
Don francisco de 52 años de edad, toda su familia es dedicada a la agricultura dese hace muchos años, es casado y su esposa siempre comercializando las frutas cosechadas de la finca de ellos mismo, trabajan en conjunto con sus hijos en las labores agrícolas, el ha tenido algunos problemas con la siembra, pero siempre logra vencer los obstáculos ya que tiene variedades sembradas como plátano, piña, pitahaya y otros. Solicita el crédito para darle mantenimiento a su finca comprando insumos agrícolas como: urea, fertilizantes, abono, sulfato de amonio entre otros; su meta es sembrar cada vez mas manzanas de piñas y pitahayas para obtener mejores ganancias y así poder brindarle a la población, una mejor producción.

Previous Loan Details

Sr. Francisco Javier O. G. is 50 years old, married, and works as a fruit trader. He and his wife have six children, one of whom is still a teenager. The other five children are adults who work at different businesses and help with the household activities in their spare time. Sr. O. has been ... More from Francisco Javier's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 124
    View loans »
    Nicaragua Loans Fundraising
  • $24,552,350
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Francisco Javier to buy agricultural inputs like fertilizer, urea, and ammonium sulfate fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 30, 2012
Oct 1, 2012
Currency Exchange Loss:
Sep 18, 2013