With lots of effort, enthusiasm and thanks to the help of her mother, Ivanny has set up a small business selling food, such as fried chicken and other fried goods. She gets up early every day to start work and can work for around 12 hours a day. She believes it is going well because of her good seasoning, dedication and the friendly manner she offers her customers.
Ivanny is very grateful to the Kiva loan givers, as thanks to the help offered she will be able to buy a table, chairs, cupboards and disposable napkins for her business. In this way, Ivanny hopes her business will be better suited and that she will be able to offer improved comfort and better service to her customers. She hopes that in this way she will be able to increase her sales and income so that little by little she can save so that in the not to distant future she can grow her business and achieve her dream of owning her own home.
Con mucho empeño, entusiasmo y gracias al apoyo de su madre, Ivanny puso en marcha su pequeño negocio de venta de comida, tales como pollo broaster, salchipollos y otras frituras, todos los días desde tempranas horas inicia su labor, ella puede trabajar un aproximado de 12 horas diarias y cree que le va bien por su buena sazón, dedicación y por el trato amable que brinda a sus clientes.
Ivanny se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una mesa, sillas, cubiertos y servicios descartables para su negocio; de esta manera Ivanny tendrá su negocio mejor acondicionado, con ello espera poder brindar mayor comodidad y un mejor servicio a sus clientes, así ella espera poder aumentar sus ventas e incrementar sus ingresos económicos, los cuales poco a poco ahorrará para que en un futuro no muy lejano pueda ampliar su negocio y así desea logar su gran sueño de tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid