She currently earns income working as a sales agent in a private firm and she also carries out a variety of transactions since she’s an attorney. With what she earns she must cover food and basic utility costs.
She needs the loan to repair the kitchen in her grandparents’ house because it’s quite deteriorated. She will buy tile to repair the walls and floor and will pay labor costs.
Cleyder’s dream is to improve her income so that she can become independent. This is her first loan request to Impro and Kiva.
Actualmente percibe ingresos ya que es agente de ventas en una empresa privada y también realiza todo tipo de trámites ya que es abogado y con lo que gana debe cubrir sus gastos de alimentación y pago de servicios básicos.
El crédito lo requiere para la refacción de la cocina de la casa de sus abuelos, pues se encuentra muy deteriorada (comprará mosaico y azulejos para las paredes y el piso, más el costo de mano de obra).
El sueño de Cleyder es mejorar sus ingresos y poder independizarse.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid