He currently earns income working as a carpenter more than ten hours daily doing all kinds of work with wood; he is the only one who covers food and basic utility costs for his family.
He needs the loan to buy materials and supplies to refurbish his room because the walls are quite deteriorated. He needs to buy bricks, cement, stucco and paint.
Orlando’s dream is to build more rooms and a bathroom at home so that his children can move in and also to improve his quality of life. This is his 11th loan request with IMPRO and second with KIVA.
Actualmente percibe ingresos provenientes de su trabajo como carpintero por más de diez horas al día realizando todo tipo de trabajos en madera, ya que es el único que cubre los gastos de alimentación y pago de servicios básicos de su familia
El crédito lo requiere para la compra de material para la refacción de su habitación ya que las paredes se encuentran muy deterioradas (necesita comprar ladrillos, cemento, estuco y pinturas.
El sueño de Orlando, es construir más habitaciones y un baño en su casa y poder acoger a sus hijos de esta forma también mejorar su calidad de vida.
Es la décimo primera vez que solicita crédito junto a IMPRO y la segunda vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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