Rafik is 46 years old and has a partner with whom he has 3 children. Currently Rafik lives in Agsu with his family where he is developing his economic endeavors. He makes a living in animal husbandry. Rafik has been raising cattle for over 10 years at his home. His sons are involved in the business as well. Given this opportunity they need this loan to buy livestock, for example, dairy cows. Rafik is a hard worker and responsible which is why he requested a loan from AqroInvest and Kiva. This is his first loan in amount of 1500 AZN.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.