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Ovsanna lives in Armavir town with her husband, son, and daughter.

Ovsanna runs a booth at one of city markets, where she trades in men's and women's clothing. Ovsanna would like to refresh the clothing variety in her booth for the autumn-winter season. Unfortunately, her current income does not allow her to implement this goal.

With the loan's help, Ovsanna wants to purchase suits, shirts, trousers, and sport clothes, as well as kids' clothing for her booth. This will significantly increase the sales, which will allow Ovsanna to gather more income and invest in the business next year.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 140
    View loans »
    Armenia Loans Fundraising
  • $14,433,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Ovsanna to pay for fresh varieties of clothing to sell.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Aug 22, 2012
Sep 14, 2012
Currency Exchange Loss:
Oct 14, 2012