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Arman runs a little farm where he grows fruits and vegetables. Arman would like to improve the greenhouses on his farm, but he needs a sufficient amount of money. With the help of this loan, he will purchase polyethylene covers for his greenhouses, which will allow him to create a warm temperature during the winter. In addition, Arman will purchase cucumber and greens seeds for cultivation. Arman also plans to purchase 19 bags of fertilizer, which is necessary to prevent diseases, which have become common recently.

Arman lives with his wife, Meri. Arman dreams of creating prosperous living conditions for his family. The development of his agricultural business will allow him to make his dream come true.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 112
    View loans »
    Armenia Loans Fundraising
  • $13,539,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Arman to pay for fertilizer, cucumber and greens seeds, and polyethylene covers for his greenhouses.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Sep 14, 2012
Currency Exchange Loss:
Apr 16, 2014