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Maricel is 42 years old and a resident of Caloocan, Philippines. She operates a tailoring business. She mainly offers floor mats and rugs. Seasonal demands for clothing like uniforms are available year round. She also does repairs and alterations. Her regular customers are her neighbors and the local community. Maricel earns a minimum of 500 PHP a day. She manages her household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

To help her continue operations of her business, Maricel is requesting a loan for 20,000 PHP, which she will be using to buy more quantities of raw materials such as fabric, thread, and other items. She expects a boost in her business income as she expands her business.

Maricel faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 708
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 41.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Maricel to purchase cloth, fabrics, threads, and other materials needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 14, 2012
Currency Exchange Loss:
Apr 17, 2013