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Rosa María
Rosa María is 48 years old and lives with her life partner and her three children in the house they own. She is engaged in the manufacture and sale of Mexican sandwiches. She is very known in the town, because the sandwiches she sells are exquisite and have a unique taste.

She has had the small business for several years and that gave her a lot of experience to achieve the best income possible. Her stall is located in a very strategic place for busy people, therefore she has a lot of customers. They prefer her for the quality, the hygiene of the food, the good prices and above all for the excellent service.

Rosa is a woman dedicated to her work, with many dreams she wants to accomplish, always looking for alternatives to open doors to succeed. Because she is very devoted, each day she is closer to her goal.

In the recent months, demand increased and she wants to take advantage of it by making a new investment. For this reason, she is requesting a loan to INTEGRAL, which will allow her to buy bread, sausages, meat, seasonings, beverages, etc.

Rosa María has good payment references, she is very responsible and assures she will pay off the debt. At the same time, she is confident she will be able to give a better life to her family.
View original language description ↓
Rosa María de cuarenta y ocho años de edad vive junto a su compañero de vida y sus tres hijos en casa propia. Ella se dedica a la elaboración y venta de tortas mexicanas, es muy conocida en la localidad pues las tortas que comercia son exquisitas y tiene un sabor inigualable, tiene varios años con el pequeño negocio y eso le ha regalado mucha experiencia que le permite alcanzar las mejores ganancias, su puesto esta ubicado en una zona muy estratégica, muy transitada por personas es por eso que se hecho de mucha clientela, la prefieren por la calidad, la higiene en las comida, por los buenos precios pero sobre todo por el excelente servicio; Rosa es una mujer dedicada a su labor, con muchos sueños que desea lograr, siempre esta buscando alternativas que le abran puertas al éxito y como es muy entregada cada día se acerca mas a su meta, en los últimos meses aumento la demanda y quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar pan, embutidos, carne, aderezos, bebidas, etc. Rosa María tiene buenas referencias de pago es muy responsable, asegura que podrá saldar la deuda y a la vez confía en que podrá dale a s familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 755
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Rosa María to buy bread, sausages, meat, seasonings, and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 3, 2012
Listed
Sep 17, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013