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Gulnar
Gulnar, 24 years old, is young, friendly and very hardworking. She is an IDP (internally displaced person) and lives with her parents in an IDP Settlement. She is a farmer who raises seasonal fruits and vegetables in her garden. She has three years of experience in this field and her father helps her to sell her crops.

Gulnar usually sells her crops from her yard. People use fresh vegetables every day and consider them to be healthy. Many national dishes, such as pilau and dolma, are made of vegetables. Fresh fruits are served at every Azerbaijan family's table and are also used to make fresh punch.

Gulnar's monthly income is 120 AZN. She has applied for a loan of 1,500 AZN to purchase seeds and fertilizers.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,919,450
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Gulnar to buy seeds and fertilizers.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 24, 2012
Listed
Sep 12, 2012
Currency Exchange Loss:
Covered
Ended:
Dec 19, 2013