Joseph is a twenty four year old married man with one child. He lives in Kasese, Uganda, and has been selling clothes for two years. With the income earned from his business he has been able to provide his family with basic necessities. Joseph says that he is challenged by unpredictable tastes and yet he always wants to be the leading supplier of trendy clothes. He is requesting a loan to buy more clothes to sell. His personal goals are to educate his child and buy a car, while his business goals are to expand into new markets and move to a more permanent location.