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Silvia Del Carmen
Silvia del Carmen, 54, lives with her children and her mother-in-law. She sells food: chicken, meat, rice, salad and soups, among others. She’s been in business several years and has acquired much cooking experience. She has a regular clientele who prefer her dishes for being the most delicious ones in the area; they are made with top quality ingredients at affordable prices and customer service is excellent.

Silvia is a woman who is devoted to her work. She is hardworking and loves her work; she knows that this will help her attain success which is why she strives daily to improve. Her dining room is one of the best known and demand is high so she wants to take advantage of this by making a new investment. She’s asking Integral for a loan to buy meat, cured meats, dairy products, basic grains, vegetables, beverages, etc. Silvia del Carmen has good payment references and is sure that she’ll repay the loan; she also hopes to provide her family with a good quality of life.
View original language description ↓
Silvia del Carmen de cincuenta y cuatro años de edad vive junto a sus hijos y su suegra, ella se dedica a la venta de comida pollo, carne, frijoles, arroz, ensalada, sopas, entre otras, tiene varios años con el negocio y eso le ha regalado mucha experiencia valiosa en la cocina, se ha hecho de mucha clientela fija que la prefiere porque elabora los platillos mas exquisitos de la zona, con material de primera calidad, a precios accesibles pero sobre todo con un servicio excelente; Silvia es una mujer entregada a su labor, luchadora, ama su labor y sabe que eso le ayudara a alcanzar el éxito por eso todos los días se esfuerza al máximo por superarse, su comedor es de los mas conocidos tiene mucha demanda por eso quiere aprovechar para realizar una nueva inversión y le ha solicitado a INTGRAL un crédito que le permita comprar carnes, embutidos, lácteos, granos básicos, verduras, bebidas etc. Silvia del Carmen tiene buenas referencias de pago asegura que podrá saldar la deuda y a la vez tiene la esperanza de ofrecerle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 764
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Silvia Del Carmen to buy meats, cured meats, dairy products, basic grains, vegetables and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 18, 2012
Sep 17, 2012
Currency Exchange Loss:
Apr 18, 2013