Cumbe Centro (Cuenca) Group
One of the members of this group is 29-year-old Silvia. Silvia is single and lives with her parents, with whom she shares the household expenses. Her father is a carpenter and her mother raises cattle. They do not own their own home but live in rental accommodation.
Silvia and her mother raise cattle. They have been doing this for 12 years because they have the land they need to carry out this business. They sell the milk that they obtain from their cows on milk floats. They raise and sell hens and guinea pigs and also farm. Their harvests are solely for their own household consumption.
Silvia will invest her loan money in buying feed for her cattle. Her goal is to own her own home.
Una de las socias de este grupo es la Señorita. Silvia, tiene 29 años de edad, es soltera y vive con sus padres con quienes comparte los gastos del hogar, su padre es carpintero y su madre se dedica a la ganadería, no tienen casa propia por lo que viven arrendando.
La Señorita Silvia al igual que su madre se dedica a la cría de ganado, actividad que la desempeña hace 12 años porque tienen terrenos para dedicarse a esta actividad, la leche que obtiene de su ganado la vende en los carros lecheros. Cría y vende gallinas y cuyes y también se dedica a la agricultura, las cosechas que obtiene las utiliza solo para el consumo de su hogar.
El dinero de su crédito lo va a invertir en la compra de alimento para su ganado.
Su meta es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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