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Update on Tamara

Tamara has been doing business in her hometown Melitopol for 15 years. She sells women's clothing at one of the local markets, and she has a great experience working in this area.

Tamara plans to invest the loan from Kiva, in the amount of 4,000 hryvnia, in the purchase of 10 sweaters costing 200 hryvnia each, and 14 blouses costing 140 hryvnia each. The clothes will subsequently be sold at her stall.
View original language description ↓
Тамара уже 15 лет занимается предпринимательской деятельностью в своем родном городе Мелитополе. Она торгует женской одеждой на одном из местных рынков, имеет хороший опыт работы в этой сфере.
Тамара планирует вложить кредит КИВА суммой в 4 000 гривен в закупку 10 свитеров по 200 гривен и 14 блузок по 140 гривен для последующей реализации в своем контейнере.

Previous Loan Details

Tamara is married with two grown children. She lives and works in her home town of Melitopol. Tamara runs a women's clothing sales business in a local marketplace called ‘Rizhskyi'. She started her venture 15 years ago. Presently, Tamara has about 20,000 grivnyas in working capital. Her profit am... More from Tamara's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Tamara to purchase 10 sweaters and 14 blouses for selling at her stall.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
Aug 22, 2012
Sep 9, 2012
Currency Exchange Loss:
Nov 15, 2012