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Échelle Group
In this Group: Mickmanth Modjissola, Ichola Loukoumane, Théodora Carine
The ÉCHELLE group is made up of three members who live in the same neighborhood. It is the first time that this group is requesting financial assistance from ALIDé, in order to raise the level of its activity.

The group's representative, Mickmanth Modjissola, is the woman raising her hand in the photo. She is 30 years old and single. She has one child who is her dependent and who goes to school.

Mickmanth Modjissola stopped studying at the university level. She now lives alone with her child and takes care of her own needs by herself. In order to cover her various expenses, she sells fabrics, through the distribution system. She has been involved in this activity for the past four years, buying her supplies from a market in Benin and in Togo.

In order to satisfy her customers' needs, and to increase her turnover and income, she is requesting a first loan from ALIDé, along with the other members of the ÉCHELLE group. This loan will be used to raise her inventory and to increase the group's customer base.
View original language description ↓
Le groupe ÉCHELLE est composé de trois personnes qui vivent dans le même quartier. C'est la première fois que ce groupe sollicite l'aide financier de ALIDé, afin d'élever le niveau de leur activité. La représentante du groupe, du nom de Mickmanth Modjissola est celle qui a la main levée sur la photo. Mickmanth Modjissola est âgée de 30 ans et est célibataire. Mickmanth Modjissola a un enfant scolarisé, et à sa charge. Mickmanth Modjissola a arrêté l’école au niveau universitaire. Mickmanth Modjissola vit seule avec son enfant. Mickmanth Modjissola assure seule ses divers besoins. Pour assurer ses différentes charges, Mickmanth Modjissola mène comme activité la vente des tissus par le système de distribution. Mickmanth exerce cette activité depuis quatre ans. Mickmanth s’approvisionne dans un marché du Bénin et au Togo. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaire et son revenu, Mickmanth Modjissola sollicite, ensemble avec les autres membres du groupe ÉCHELLE, un premier crédit auprès de ALIDé. Ce prêt leur servira à rehausser le stock de ses produits et à augmenter leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 519.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Échelle Group's $550 loan helped a member to buy fabrics.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Sep 10, 2012
Currency Exchange Loss:
Jul 28, 2013