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Los Tres Barrios - Qoricancha Group
In this Group: Isabel, Benigna, Mario, Melquiades, Marleny, Juliana, Nelly *, Maria Concepcion , Ramon
* not pictured

Update on Los Tres Barrios - Qoricancha Group

The borrower belongs to the "Tres Barrios de Qoricancha" communal bank. She is 74 years old and lives with her partner. She alternates her daily activities, engaging in farming and livestock-raising. The borrower grows potatoes and corn, to later sell them to her customers who most request them.

In the same way, she raises her cows to sell them to those that ask to buy them. She works every day from approximately 7:00am to 4:00pm. She takes her cows out to pasture and to see to her crops. She is a responsible and determined person and this the way she is moving forward in life.

The borrower is requesting the loan to buy seeds and fertilizers for her small farm.

The other members also work in farming, as well as in livestock-raising, raising small animals and selling food.

The member shown in the attached photo is one who asked permission to arrive late to the meeting, and the person shown with their face covered does not belong to the communal bank.

The borrower feels grateful for the loan granted, and promised to make her instalment payments on time.
View original language description ↓
El socio pertenece al banco comunal TRES BARRIOS DE CCORICANCHA,el socio tiene 74 años de edad y es conviviente,el socio alterna sus actividades diarias dedicandose a la agricultura y ganaderia,el socio siembra lo que son papa y maiz para luego venderlo a sus clientes que mas le solicitan de la misma manera el socio cria a sus vacas para venderlas a quienes le soliciten ,el socio trabaja todos los dias desde las 07:00am hasta las 04:00pm aproximadamente,el saca a pastear a sus vacas y ver sus sembrios,el socio es una persona responsable y empeñosa siendo de esta manera que el socio sale adelante.
El socio solicita el credito para la compra de semillas y fertilizantes para su chacra.

Los demas socios se dedican a la misma actividad agricultura,ganaderia,crianza de animales menores,venta de comida.

El socio que sale en la foto adjunta es socio que pidio permiso para llegar tarde a la reunion y la persona que sale con la cara tapada no pertenece al banco comunal.

El socio se siente agradecido por el credito otorgado y se compromete a cumplir con sus cuotes establecidas.

Previous Loan Details

Señora Isabel, who is 31 years old, was born in the province of Anta in the Cachimayo (Cusco) district, and she now lives in the community of Qoricancha in the Chinchero district of the Urubamba province in the department of Cusco. She settled in this community some years ago, and this is where s... More from Los Tres Barrios - Qoricancha Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Tres Barrios - Qoricancha Group's $2,275 loan helped a member to buy seeds and fertilizers for her small farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Sep 16, 2012
Currency Exchange Loss:
Mar 15, 2013