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Yanina
Yanina is 27 years old and lives with her partner, Osvaldo, and two children, ages 11 and 7. For now, the family is living in a rented house. Yanina is a gentle mother and a determined woman, thanks to her sister. Yanina learned the clothing business from her sisters. For this reason, she travels regularly to Lima, where she acquires merchandise by dozens and hundreds.

She has been engaged in this business for five years, and she enjoys the work pace. Every fifteen days, she travels to the same clothing manufacturers’ stores and purchases garments such as pants, sweaters, dress coats, polo-neck shirts, and other items because her customers are placing more orders all the time. She sells her merchandise as a street vendor at the markets in the city of Tarma (Thursdays and Sundays), and earns good profits thanks to the regular customers that she has attracted throughout her years as a salesperson. She has plans for the future. One of them is to build a house in Tarma, and for this, she will continue working as she does now. This is her fourth loan with MFP and she pledges to be punctual with her monthly payments. She likes working in her communal bank, “Mirando un futuro Mejor” (Looking to a Better Future), because she enjoys the meetings and the educational talks. Yanina will use the entire amount of the loan to purchase clothing that she hopes to sell out by the end of the month.
View original language description ↓
Yanina tiene 27 años, convive con Osvaldo, con quien tiene 2 hijos de 11 y 7 años. Esta familia vive, por ahora, en una casa alquilada. Yanina es una madre dulce y una mujer empeñosa. Gracias a su hermana
Yanina aprendió de sus hermanas el comercio de ropa. Por esa razón viaja constantemente a la ciudad de Lima, donde adquiere su mercadería por docenas y cientos.
En esta actividad lleva como 5 años, y le agrada el ritmo de trabajo. Viaja cada quincena hasta las tiendas de los mismos confeccionistas, y obtiene prendas como: pantalones, chompas, casacas, polos, etc., pues sus clientes le hacen cada vez más pedidos. Sus ventas las realiza de manera ambulatoria, en cada feria de la ciudad de Tarma, (jueves y domingos), y obtiene buenas ganancias gracias a los clientes fijos que captó en todos sus años como vendedora. Ella tiene planes para más adelante, uno de ellos es construir su casa en la ciudad de Tarma, para ello seguirá trabajando como lo hace ahora. Éste es su crédito número 4 con MFP, por eso se compromete a ser puntual en el pago de las mensualidades. Le gusta trabajar dentro de su banco comunal “Mirando un futuro mejor”, porque le agradan las reuniones y charlas educativas.
Yanina destinará todo el dinero en la compra de ropa, que supone terminará de vender en todo el mes.

About Peru

  • $6,715
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $56,130,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD