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Chagali Group
In this Group: Lutonde, Kahindo, Fikiri, Kafeka, Katungu, Kahindo, Chantal , Nabuchaguzi, Kavira, Kisa, Mangaza, Sifa, Nakahonga, Balola, Maombolezo, Buhoro, Salima, Maangaiko, Pendeza, Kahindo, Nsimire, Ndabugi, Mwamini, Bushuru, Mwajuma, Sikujuwa, Furaha, Bahati, Kahindo, Nyiranzita, Ombeni, Ndacho, Nsimire
The client, Kafeka, is the president of the loan group Chagali. A courageous woman entrepreneur, she is 38 years old and the mother of six children, who are all in school. Kafeka is a retailer of sundries in front of her home that include rice sugar, Fanta, soaps, salt, spices, etc. Her husband works at a transportation agency.

Kafeka started her business with a Hekima loan when she was informed by her friends of this microcredit program. The profits from her business go toward savings, food, and schooling for her children. However, she just completed seven loan cycles. Over that time, this client saw her business shrink following the crisis and the security problems in the region. Thanks to Hekima loans, she got important home supplies and equipment for her family.

So her new loan must serve to supply her with 2 sacks of garlic, 2 containers of Rina oil, and a variety of other goods. In addition, she would like to see her children grow up smoothly.

This client thanks Hekima and its partners for their actions in supporting poor women with low incomes to become autonomous.
View original language description ↓
La cliente Kafeka, présidente du groupe de crédit Chagali, Femme courageuse, entrepreneur, âgée de 38 ans, mère de 6 enfants qui étudient tous. Elle est vendeuse des petits articles devant son domicile notamment (Riz, sucres, Fanta, savons, sels, épisses, etc.) Son mari travaille dans une agence de transport. Elle commença son business avec le crédit de Hekima, de lors qu’elle fut informée par ses amis de ce programme de microcrédit. Les bénéfices de son activité servent d’épargne, d’alimentation et scolarité pour ses enfants. Cependant, elle vient de réaliser 7 cycle de crédit. Au cours de la période, cette cliente a vu ses affaires régressent suite à la crise et aux problèmes de l’insécurité de la région. Grace aux crédits de Hekima, elle a réalisé des équipements ménagers importants pour sa famille. Ainsi, ce nouveau crédit doit lui servir de s’approvisionner avec 2 sacs de aies, 2 bidons d’huile de Rina, et autres divers. En plus, elle souhaite voir ses enfants grandir en douceur. La cliente remercie Hekima et ses partenaires pour les actions d’autonomisation de pauvres femmes à faible revenu.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,268,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chagali Group's $3,950 loan helped a member to purchase 2 sacks of garlic, 2 containers of Rina oil, and various other goods to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2012
Listed
Sep 9, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013