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Margaret Bih
Margaret Bih is the mother of two boys and two girls. Her goal is to give her husband financial support to pay their children's tuition and provide at least two meals a day for her family. With two previous loans she provided corner store services to her community. She bought exercise books for her kids with profits from a loan of $130.

With a loan of $500, she plans to increase the stock in her store, especially items like kerosene, washing soap, palm oil, and magi-cubes. These items are requested daily in small quantities by a majority of community members whose other option is to travel tens of kilometers to buy from the central market at the urban center.

She plans to pay her loan in 18 months. The first repayment installment shall be made on the fourth month from the date of disbursement of the loan.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,173,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD