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Thouy's Group
In this Group: Thouy, Ny, Kim, Phol, Phan
Thouy is a 52-year-old married mother of four children and earns a living through farming rice on a two-hectare area of farmland. Having been involved in this business for 33 years, she is able to earn about 13,000 KHR per day and manages to save about 3,000 KHR each day after offsetting daily expenses. Low crop yield is the main challenge for her paddy business.

Thouy’s group consists of five members who live in the same village of the Pursat province of Bakan district, Cambodia. She is a second-cycle client with VisionFund. The first loan has relieved her family’s financial burden. Now she and her group members are requesting a loan with VisionFund of 1,000,000 KHR each. Thouy, who is the leader, will use her portion to buy fertilizers for farmland. She hopes to increase her crop yield so as to earn a larger income for the family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 124
    View loans »
    Cambodia Loans Fundraising
  • $35,860,325
    Funds lent in using Kiva
  • 4,056.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thouy's Group's $1,250 loan helped a member to buy fertilizers for farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 10, 2012
Listed
Sep 12, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013