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Ep Furaha Group
In this Group: Kubuya, Bauma, Wabiwa, Acingini, Muhawimana, Bilendelo
This client, Kubuya, is a teacher in a Furaha primary school. She is 38 years old and very ambitious. She is married and the mother of two children, who are students. Her spouse is unemployed.

This Hekima loan must serve to cover the cost of schooling for her children and to launch plans for building her house. In the near future, this client hopes to begin higher studies in order to complete her education. Thus, she is thankful to Hekima and its partners for supporting teachers who are unbanked and lack collateral.
View original language description ↓
La cliente Kubuya, est une enseignante dans une école primaire Furaha. La cliente est âgée de 38 ans, tres ambitieuse. Elle est mariée et mère de 2 enfants qui étudient. Son époux est chômeur. Ce crédit de Hekima doit lui servir de payer la scolarité de ses enfants et de lancer le projet de construction de sa maison. Dans le futur proche, la cliente espère commencer les études supérieures pour compléter sa formation. Ainsi, dit-elle, la cliente remercie Hekima et ses partenaires pour le soutien aux enseignants non bancable faute de garantie de sureté.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,638,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ep Furaha Group's $4,300 loan helped a member to cover the children's schooling and housing costs.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 9, 2012
Currency Exchange Loss:
Jan 18, 2014