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Gulshan is a 46-year-old widow with one adult daughter. She lives in the town of Agsu. To make a living, Gulshan raises crops. The main source of income for the business comes from planting and harvesting fruit for sale. Gulshan has been engaged in this business for more than eight years and earns approximately 250 AZN a month from these activities.
Gulshan joined AqroInvest to gain access to financial services to help improve her living situation and ability to engage in business activities. She has requested a loan of 1000 AZN, which will also be used to purchase fertilizer, such as manure. Gulshan plans to use the additional revenue generated from the business to improve and expand her business.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 29
    View loans »
    Azerbaijan Loans Fundraising
  • $13,959,400
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Gulshan to purchase fertilizer, such as manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Sep 11, 2012
Currency Exchange Loss:
Aug 17, 2013