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Rita is from Sverdlov village in the Lori region of Armenia. She works in agriculture. Together with her husband Rita raises cattle. Currently their farm has 25 cattle and 11 cows. Rita sells the milk and cheese she makes in local markets. This is her main source of income, and is barely enough to cover household costs. Rita needs to be able to purchase grass to ensure her cattle are fed through the winter. This will allow Rita to keep earning a stable income from cattle breeding, and thus to sustain her family. Rita lives with her husband and their two sons and one daughter.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Rita to buy grass to feed the cattle over winter.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Sep 11, 2012
Currency Exchange Loss:
Jun 17, 2014