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Bernalda's family earns a living by raising hogs and growing rice. She has been raising five pigs for more than two years. Bernalda is hardworking and business minded, even though she's old. At her age, she would like to have a stable source of income and improved living conditions without her children's help. Bernalda and her spouse would like to live independently from their four children, since all of them are married.

Bernalda wakes up early in the morning to feed her hogs and clean their pens to make them healthier and to avoid any disease that will affect their growth. While she is busy in her livestock business, her spouse is also busy taking care of the rice crops. The couple aims to have overall improvement to their livestock and farming businesses in order to fulfill their dreams in life. The prices of basic commodities, farming supplies and livestock feed are continually increasing so the capital intended for Bernalda's livestock business is no longer enough. Therefore, Bernalda is applying for a loan of PHP 15,000 to buy sacks of hog feed, vaccines and vitamins for the proper nutrition of her hogs. She believes that the amount requested will eventually make her dreams possible because she will be able to sell her hogs for a better price and obtain greater profits.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1446
    View loans »
    Philippines Loans Fundraising
  • $59,139,250
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Bernalda to buy hog feed, vaccines and vitamins for her livestock business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 11, 2012
Currency Exchange Loss:
May 24, 2013