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Ann Sara Akasha Self Help Group
In this Group: Jayanti , Sumitra , Anjali , Biduprava , Jotshnarani , Nalini , Kamini , Hina , Sanjukta , Basanti
The group Ann Sara Akasha Self Help Group (SHG) has 10 members who are all from the same neighborhood. The lady standing 5th from the left, wearing a red sari in the photo, is Jayanti. She is the leader of the group. Jayanti is a 40-year-old woman married to a worker in Tangi village in Odisha, India. The couple has one son who is in school. Jayanti lives with her son and, together with her husband, takes care of all the household expenses. In order to help with all the family expenses, Jayanti has been involved in doing paddy cultivation and selling it to the distributors for the past five years. She supplies her rice to the rice dealers in the nearby market. In order to strengthen the business and respond to client demand, Jayanti, together with the group Ann Sara Akasha SHG, are requesting a loan from Peoples Forum to purchase fertilizers, and pesticides, seeds and to cover their operational costs. Their goal is to increase their business activity.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $2,900
    Average annual income
  • 19
    View loans »
    India Loans Fundraising
  • $4,286,275
    Funds lent in using Kiva
  • 55.6
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Ann Sara Akasha Self Help Group's $3,600 loan helped a member to purchase fertilizers, pesticides, seeds etc.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 18, 2012
Sep 13, 2012
Currency Exchange Loss: