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Ani lives in Ashotavan village with her husband, Aram, and her 1-year-old son, Alex. The couple started running a farm a few months ago. Currently Ani and her husband breed chickens, cultivate wheat and barley and grow fruit trees.

Ani is requesting this loan to purchase seeds for autumn sowing. She also plans to use part of the loan to purchase fuel for the tractor and to hire workers to help with the sowing, reaping and the transportation of the harvest.

"I was involved in agriculture when I was younger in my father's farm. Now I've founded my own farm, and I want to expand it by purchasing livestock. This will allow me to make cheese, butter, from the sales of which I will earn more income and continue the expansion of the farm", says Aram, Ani's husband.

The stable development of farming is important for this young couple to reach these goals.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 110
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Ani to buy seeds and fuel and to pay for services of sowing, reaping and the transportation of harvest.
93% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 12, 2012
Currency Exchange Loss: