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Astghik runs a little shop where she trades food, drinks, and household goods. She started her business in October 2011 and her shop is in a very advantageous location which has allowed her to gain a large number of clients during this short period. Astghik lives with her husband, mother-in-law and school-age son and daughter. Her son plans to become a doctor and her daughter plans to become an actress. Astghik is very excited about her children's plans.

Astghik is requesting a loan to purchase more food, drinks, and items for her shop. Her loan will allow her to increase the sales and start earning more business income. "I plan to add a section of fruits and vegetables in my shop, as if the client comes to buy food, he will be willing to purchase fruits and vegetables from the same place too," says Astghik. Her loan will allow her develop and implement this plan. In the future, she dreams of earning sufficient income to help her children reach their aims.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Astghik to buy food, drink, and goods to sell.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Sep 11, 2012
Currency Exchange Loss:
Oct 11, 2012