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Update on Maribel

This is Maribel. She previously accessed a 10,000 PHP loan that she used to purchase quantities of raw materials like fabric, thread and other materials needed in her tailoring business. Her earnings were a big help for the education of her children and in their personal, household, and business expenditures.

Maribel is requesting another 10,000 PHP loan to buy additional supplies of the raw materials she needs in her business. The profits from her loan will definitely help her to sustain her daily needs and provide for the educational expenses of her children. Maribel looks forward to this financial increase with gladness and thankfulness in her heart.

Maribel hopes to grow her business and she dreams to give her family a good future through all her hard work. She faithfully meets up weekly with her co-fellowship* members to share stories of her work and draw strength and inspiration from studying the Word of God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather each week to study the Word of God, build social capital, and repay microfinance loans.

Previous Loan Details

Maribel is 35 years old and lives in Silang, Cavite City, Philippines with her husband and children. She works hard at her tailoring business to support her family. She makes curtains, bed sheets, blankets and other items for the home as well as doing repairs and alterations. She earns about PHP ... More from Maribel's previous loan »

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 1639
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Maribel to pay for supplies needed in her tailoring business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 3, 2012
Sep 14, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Maribel. It was first posted on Kiva on Dec, 2011. Learn More