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María Monserrate
The members of the “Desarrollo Femenino” communal bank meet every two weeks in the Calderón parish of the city of Portoviejo. This area is known for its delicious food and for its vegetation. Most of its residents are involved in farming and general business.

María lives here. She is 58 years old, is married and has five adult children, all on their own. Her husband is a public employee.

A few years ago she learned to sew at a local school and she set up a small workshop in her home so that she could earn her own money by taking advantage of her knowledge of sewing. There she makes all types of clothing and also does catalog sales of Leonisa brand clothing. She also makes sandwiches and candy, but only to order. She works daily from 6:00am to 8:00pm and sometimes later if she has orders to fill, either sewing, or candy. She has been sewing for more than 35 years.

She will use the money from this new loan to buy fabrics and sewing supplies, as well as ingredients for her candies. She is a founding member of the communal bank and she likes the assistance that the bank provides.

Her dream is to have her own shop.
View original language description ↓
En la parroquia Calderón de la ciudad de Portoviejo, cada quince días se reúnen las socias del Banco Comunal Desarrollo Femenino. Este lugar se lo conoce por su rica gastronomía y su vegetación, la mayoría de sus habitantes se dedican a la agricultura y comercio en general.

En este lugar vive la señora María, tiene 58 años de edad, está casada y de esta relación tienen 5 hijos los mismos que ya son mayores de edad e independientes. Su esposo es empleado público.

Ella hace varios años aprendió corte y confección en una academia de la localidad y hoy con la finalidad de obtener sus propios ingresos y aprovechando sus conocimientos en corte y confección puso en su casa un pequeño taller de costura, allí se dedica a confeccionar todo tipo de ropa y vende ropa por catalogo de la marca leonisa. También prepara dulces y tortas pero solo bajo pedidos. Trabaja todos los días desde las 6h00 hasta las 22h00 y a veces hasta más tarde cuando tiene pedidos que entregar ya sea de costura o de los dulces que tiene muchos pedidos, ella tiene más de 35 años con su labor de costura.

Este nuevo crédito lo va utilizar en comprar telas, materiales para la costura y víveres para preparar los dulces. Es socia fundadora del Banco Comunal y le gusta por la ayuda que le brinda el Banco.

Su sueño es tener un bazar.


About Ecuador

  • $10,200
    Average annual income
  • 22
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped María Monserrate to buy supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 28, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013