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Carmen Cerela
The members of the “Desarrollo Femenino” communal bank meet every two weeks in the Calderón parish of the city of Portoviejo. This area is known for its delicious food and for its vegetation. Most of its residents are involved in farming and general business.

Carmen lives here. She’s 43 years old, is in a live in relationship and has five children. Two of them are adults and the others are ages 11, 10, and 8. The three youngest attend school. Her husband is a merchant.

She is a great housewife who is asking for this loan in order to help her husband, who has a fruits and vegetables business. Very early in the morning he goes to Portoviejo to supply himself with all of the products that they sell in the main marketplace, so that he can later sell them at the local marketplace, where people go to buy their daily food. He works every day and has been doing this for nine years. This is how he supports his family each day.

This loan is so that he can buy vegetables for his business. She is a founding member of the communal bank and she likes the benefits that the bank provides.

Her dream is to have a grocery store in her home.
View original language description ↓
En la parroquia Calderón de la ciudad de Portoviejo, cada quince días se reúnen las socias del Banco Comunal Desarrollo Femenino. Este lugar se lo conoce por su rica gastronomía y su vegetación, la mayoría de sus habitantes se dedican a la agricultura y comercio en general.

En este lugar vive la señora Carmen ella tiene 43 años de edad, mantiene una relación de unión libre de la cual tiene 5 hijos , dos mayores de edad y tres de 11, 10 y 8 años de edad, los tres menores estudian en colegio y escuela. Su marido es comerciante.

Ella es una gran ama de casa que realiza el crédito para ayudar a su esposo el cual tiene un negocio de venta de frutas y legumbres, él muy de madrugada se va a la ciudad de Portoviejo para abastecerse de todos los productos que venden en el mercado mayorista en esta ciudad para luego trasladarse al mercado de su localidad y poder vender sus productos a las personas que a diario acuden a este lugar a comprar los alimentos, trabaja todos los días y realiza esta actividad desde que tenía 9 años y es así como él se gana el sustento diario de toda la familia.

Este crédito es para comprar frutas y legumbres para su negocio. Es socia fundadora del Banco Comunal y le gusta por los beneficios que brinda el Banco.

Su sueño es tener una tienda de víveres en su casa.

About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Carmen Cerela to buy fruits and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 28, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013