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Edwin Alberto
Edwin Alberto is forty-six and single. His mother lives with him. With the loan, he wants to buy another milk cow. He already has three, and he wants his business to grow. He plans to produce more milk, cream and cheese in order to sell these products at the local market and other places in the area, and thus increase his income and have a better quality of life. This is his first loan with field partner Fudecosur. He never even took out a loan with a state bank: he turned to Fudecosur because of the much lower interest rates and the less strict granting conditions.
View original language description ↓
Edwin Alberto, tiene la edad de 46 años, está soltero, vive con su mama actualmente. El con el crédito pretende comprar una vaca de leche, el cuenta ya con tres vacas en su poder y lo que pretende es reforzar el negocio. El tiene pensado producir más leche, queso y natilla y poder venderlo en el mercado local y lugares aledaños y poder generar más ganancias y obtener una mejor calidad de vida. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 16
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 498.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Edwin Alberto to buy a milk cow.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 16, 2012
Currency Exchange Loss:
Jul 18, 2013